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    Health & Dental

    IMPORTANCE OF HEALTH AND DENTAL INSURANCE

    Health and dental insurance are vital components of financial planning and overall well-being, offering crucial protection against unexpected medical expenses and promoting preventive care. Health insurance provides coverage for medical treatments, doctor visits, hospitalization, and prescription medications, ensuring that individuals and families can access necessary healthcare without facing significant financial burden. Dental insurance, on the other hand, helps offset the costs of routine dental check-ups, cleanings, and treatments, encouraging regular oral health maintenance and addressing dental issues before they escalate into more significant problems. By having Health and dental insurance in Scarborough coverage, individuals can safeguard their physical and financial health, enabling them to prioritize their wellness and maintain a higher quality of life.

    BENEFITS YOU CAN GET WHEN YOU BUY ADDITIONAL INSURANCE

    When you purchase additional health and dental insurance coverage, you gain access to a range of benefits that complement your primary insurance plan and enhance your overall well-being. Additional health insurance coverage can provide extended protection beyond the basic medical services covered by your primary plan, offering benefits such as coverage for specialist consultations, diagnostic tests, alternative therapies, and elective procedures. This expanded coverage ensures comprehensive healthcare access and enables you to address specific health concerns or medical needs more effectively. Similarly, supplemental dental insurance provides added benefits, such as increased coverage for major dental procedures, orthodontic treatment, and cosmetic dentistry services, which basic dental plans may not fully cover. By investing in additional Health and dental insurance in Scarborough, you can enjoy greater peace of mind, better manage healthcare costs, and access a wider range of healthcare services to support your overall health and wellness.

    • Waiting period is much shorter as compared to public health insurance.
    • Coverage for accidental and severe health conditions.
    • Coverage for additional medical services not covered under OHIP like physiotherapy, massage therapists, psychologists and others.
    • Less waiting period.
    • Prescribed medicines are covered.
    • Few diagnostics tests like ultrasound, MRI, CT scan etc. are covered.
    • Have provision for eye care and dental care services.
    • Can go for regular health or dental check-ups.
    • Possible to go to another country for better treatment.
    • Possible age for getting additional health and dental coverage is from 18 years till 69 years.
    • The insurance will cover till age of 79.
    • Also have travel coverage that covers health emergencies within the initial 30 days of the travel maximum up to 90 days annually.
    • Maximum coverage offered is worth $5,000,000.

    Answers to Common Questions

    If you're one of the many Canadians who don't receive health benefits through work, we're here to say that yes, health insurance is worth paying for. And it's very likely that you'll use it. It will save you money AND help keep you healthy.

    How much does health insurance in Canada cost? Private health insurance in Canada costs about $756 annually or about $63 per month, according to the latest figures gathered by the Canadian Institute for Health Information (CIHI).

    The CDCP is a federally delivered insurance program that will cover basic dentistry costs for uninsured Canadians with a household income under $90,000.

    You may have some coverage through your workplace benefits plan or personal health insurance plan if you have opted for major dental coverage, which often includes dental crowns.

    Canadian residents without valid provincial or federal health insurance plan, considered uninsured residents of Canada, and non-residents of Canada are responsible for all Hospital fees.