Travel Beyond Canada Demands Travel Insurance Beyond OHIPUpdated on Jul 02, 2015
An accident abroad is the worst time to realize that your OHIP coverage won’t fund the same medical services as it does within Canada’s borders. With your best interests in mind, Blue Umbrella Financial Services is here to look after … Read the rest
DISABILITY INSURANCE: A Guide By NeedsUpdated on Jul 02, 2015
The long-term disability insurance products available to Ontario workers vary, but it serves every employee in the province well, when the worst-case scenarios come to pass, to carry some form of protection. When Toronto workers’ disability insurance needs demand the … Read the rest
3 BASIC WAYS EVERYONE IN TORONTO CAN SAVE ON CRITICAL ILLNESS INSURANCEUpdated on Apr 29, 2015
Among all insurance products offered throughout the Greater Toronto Area, critical illness insurance misses out possibly more than all other coverage types on receiving its due appreciation – right up until someone needs it.
To an extent, it’s an understandable … Read the rest
BEGINNER’S GUIDE TO TORONTO’S MOST AFFORDABLE TRAVEL INSURANCEUpdated on Aug 11, 2014
Toronto travelers, if left with no other choice but to cut costs somewhere along your 2014 summer vacation, trim spending by perhaps limiting t-shirt purchases fruity drinks with pretty umbrellas – not by skimping on insufficient travel insurance.
Contrary to … Read the rest
TRAVEL INSURANCE CLAIM DENIALS: HOW TORONTO COPESUpdated on Aug 11, 2014
Of all Toronto’s travel-insurance policyholders, insurers annually deny only an average 2 per cent who file claims. That’s an impressive rate of coverage, but that same 2 per cent is then often left to deal with tremendous expense, often while … Read the rest
NEW CANADIAN SOCIAL SECURITY TRIBUNAL MAKING SLOW DISABILITY BENEFIT DISPUTE PROGRESSUpdated on Aug 11, 2014
From the ashes of Canada’s former 1,000-member dispute resolution body, the young federal Social Security Tribunal is muddling its way slowly through a mountain of thousands of Canada’s denied federal disability benefits.
Federal Conservatives on April 1, 2013, officially … Read the rest
TORONTO TRAVELERS’ CARDINAL RULES OF INSURANCE PLANNINGUpdated on Feb 15, 2014
For as studiously as Toronto travelers plan their snowbird migrations or simple week-long vacations to sunny southern climates, wisely chosen travel insurance policies still sometimes must offset the worst-case happenings that happen anyway.
Not all locales throughout the world pose … Read the rest
THE TORONTO TRAVEL INSURANCE CHECKLISTUpdated on Feb 14, 2014
It’s absolutely understandable: even with March only two weeks away, Toronto travelers just can’t pass up the lure of a warm-weather escape. Embrace the wanderlust, but don’t let your inner snowbird fly without giving your travel insurance coverage a once-over.… Read the rest
Toronto Couple’s Lesson: Answer Life Insurance Questionairres HonestlyUpdated on Feb 03, 2014
The truth can hurt. A negated life-insurance policy thought to be paid for can hurt much, much worse.
5 ROADS TO TORONTO’S MOST AFFORDABLE LIFE INSURANCE QUOTESUpdated on Feb 01, 2014
Blue Umbrella’s perfect world would see every independent career adult in Toronto purchase a sound life insurance policy immediately after signing on for that wonderful first “grown-up” job.
In the real world as we know it, even many Canadians … Read the rest