Common Life Insurance Red FlagsUpdated on Jul 24, 2015
Applying for life insurance is more than just paperwork. There is also an extensive medical history taken. It is important to understand the health and lifestyle red flags that may get you denied when applying for life insurance.
Serious or … Read the rest
TRAVEL INSURANCE IMPORTANCE ILLUSTRATED BY CANADIAN SKYDIVER’S INTERNATIONAL MEDICAL DISASTERUpdated on Jul 02, 2015
Toronto’s summer vacation season can be an exceptional time to travel, but as British Columbia resident Kenzie Markey’s recent tragic saga of injuries in a U.S. skydiving accident illustrates, an ideal time also for reviewing the importance and intricacies of … Read the rest
TORONTO’S OUT-OF-POCKET HEALTHCARE EXPENDITURES ON THE RISEUpdated on Jul 02, 2015
Despite a federal healthcare structure that has become a point of fascination at times for our U.S. neighbours, it apparently isn’t all affordable surgery and reasonably priced pharmaceuticals for many Canadians. In fact, a recent study’s findings indicate that Canadians … Read the rest
CRITICAL-ILLNESS INSURANCE: FOR BETTER, FOR WORSEUpdated on Jul 02, 2015
At its very best, critical illness insurance affords policyholders a secure peace of mind when faced with afflictions that can otherwise tax to the limit standard health plans, whether Canada’s federal coverage or supplementary private policies.
The market for such … Read the rest
YES, YOU NEED LONG-TERM CARE INSURANCE….NOW MORE THAN EVERUpdated on Jul 02, 2015
Discussing long-term care insurance can cause a certain understandable discomfort among Canada’s senior citizens and their families. That conversation requires pondering the implications of a loved one’s declining quality of health and, in many cases, inevitable death
Be that as … Read the rest
THE 6 KEYS TO AFFORDING “UNAFFORDABLE” LIFE INSURANCEUpdated on Jul 02, 2015
What identifies Canada’s “best life insurance?” Oh, you’ll find that defining earmark within your policy. It just won’t quite be written in explicit, black-and-white terms by an underwriter, no matter the company.
That’s because the terms are only half the … Read the rest
HIRE A FAMILY FINANCIAL ADVISOR EARLY, CONSULT OFTENUpdated on Jul 02, 2015
Cautions against shallow, materialistic priorities aside, money could indeed quickly become a literal “life-and-death” matter for 30 percent of Canadian families.
Troubling as the prospect may sound, 3.9 million Canadian households without adequate life insurance covering their primary wage earners … Read the rest
CANADA’S FEDERAL HEALTHCARE LEAVES GAPS FOR PRIVATE PROVIDERS TO FILLUpdated on Jul 02, 2015
The Canadian federal healthcare system is regarded the world over as a measuring stick for a government caring after its citizens’ well-being to the greatest possible extent. Though it’s a significant drawing factor that attracts scores of multinational employers annually … Read the rest
Before Shopping Around, Know Your Life-Insurance OptionsUpdated on Jul 02, 2015
Your life insurance policy could be the most important purchase you ever make for your loved ones. The professional consultants of Blue Umbrella Financial Services put their experience to use making sure that Ontario’s life insurance needs are met not … Read the rest
Travel Beyond Canada Demands Travel Insurance Beyond OHIPUpdated on Jul 02, 2015
An accident abroad is the worst time to realize that your OHIP coverage won’t fund the same medical services as it does within Canada’s borders. With your best interests in mind, Blue Umbrella Financial Services is here to look after … Read the rest